Account to account transaction with MasterCard - api

I need to consume an API MPGS in which an account to bank account transaction is required.
Can you make transactions with this API?
https://na-gateway.mastercard.com/api/documentation/apiDocumentation/rest-json/version/69/api.html?locale=es_MX
Being able to make transactions directly from account to account

Related

Is it possible to attach/mirror a balance to a Bank Account? xero

Is it possible to attach a balance to a Bank Account?
Our product has a bank balance and we process payments that have to be sent back to Xero. I don't understand how to best present our bank balance in Xero or even if it makes sense to do this.
Currently I automatically create an expense account using the API and associate all payments we create in Xero with that. This isn't ideal because we'd like to show the current balance of funds the customer has in our product. Also, the account the user has with us isn't really an expense account it's more of a bank account.
When I create a bank account in Xero, I can't figure out how to associate an existing balance. Any guidance on best practices here would be appreciated.
Is it possible to attach a balance to a Bank Account? Our clients have a balance of funds with us very similar to a bank balance. How can I make that balance show up in Xero and have that account be used for Payments I create using only the API?
You can set the conversion balance for a bank account using the Setup endpoint:
https://developer.xero.com/documentation/api-guides/conversions
That will let you provide the initial balance via the API; the balance from that point is maintained via requests against the BankTransactions endpoint with the appropriate types:
https://developer.xero.com/documentation/api/types#BankTransactionTypes

rest api transaction does not deduct from account

I have an application set up in Paypal Developers and tied into my PayPal account. I can create payments and have a user make the payment from my website. The transactions show up in the dashboard on the live side.
However, the money never leaves the customer account and never enters the business account.
What am I doing wrong?
You're charging the PayPal wallet? If so, are you sure you're calling /execute to execute the transaction?
Don't forget, if you're charging a credit card, you won't ever see money leaving a user's PayPal account. Credit card processing != charging a PayPal account.

Via Paypal API what call can I use to transfer from my paypal balance to my bank account

I would like to automate my paypal balance to my bank.
Tired of having to go every weeks and click on the transfer to my bank.
What API call can I use to transfer my paypal balance back to my linked bank account ?
There is not an API that you can use to transfer the money to your bank. But you can set up Auto Sweep on your account. Once you enable this feature on your PayPal account, PayPal will send what ever funds are in your PayPal account to your bank account on a daily basis. This would mean that you would not need to go into your account every time and do this manually, it would be done automatically.
In order to enable this on your account, you would first need to contact PayPal customer service, and request this feature enabled on your account. Once your account has this enabled on it, you will then need to go into your account and turn this on.

Multiple payment methods, multiple currencies solution

We need a website where users can deposit funds to their accounts, transfer funds from one user's account to other user's account, withdraw funds. We are looking for reliable solution so that users can use several payment methods to deposit/withdraw funds and optionally use multiple currencies (so funds can be converted from one currency to another). This part of website should be similar to payments part of freelancer.com and similar websites. It means that user1 can deposit funds using PayPal, then user1 transfers part of these funds to user2 and user2 can withdraw these funds (deposited by user1 using PayPal) to user2's MoneyBookers account. Can anyone suggest solution for this? Does that mean that we need to have sufficient amounts on both PayPal and MoneyBookers or there's a way to transfer funds from our PayPal account to our MoneyBookers account (without commission) in order to process user2's withdrawal request. Does anyone know what freelancer.com and similar websites use to implement this? We plan to integrate with payoneer.com later as well.
The only way I know to transfer money between PayPal and Moneybookers directly would be to use a Moneybookers Mastercard and deposit with that on PayPal.
The other way (PayPal to MB) is not possible directly, you will need to make a PayPal payment to a third-party (your company), that then makes an automated deposit on Moneybookers. This is possible with their API.

Credit card crediting and debiting / ACH crediting and debiting through Api without user interaction

I'm looking for a way to automate a transfer from one credit card to another credit card or from one bank account to another bank account, without the end user having to login to something like paypal or amazon payments to complete the process (by transferring their on-line balance to their bank account).
This is extension to the earlier question.
API For Direct Deposit (ACH, EFT, Whatever)
Anybody solved this. Could you suggest the answer?
[EDIT]
I know that PCI compliant issues will be there to store credit card info in database. So I am checking for an API which saves saves the info and doing crediting and debiting credit card.
Is there any issue to store the bank info in database?
[new]
I saw that there is an api for that. echeck.net which uses ACH network and credit/debits a bank account.
Is it possible to store the bank info in authorize.net server through CIM API, and use them whenever website needs to collect money from consumer, through a script? and through script is it possible to credit the users bank account from website bank account?
I saw that there is an api for that.
echeck.net which uses ACH network and
credit/debits a bank account.
Is it possible to store the bank info
in authorize.net server through CIM
API, and use them whenever website
needs to collect money from consumer,
through a script? and through script
is it possible to credit the users
bank account from website bank
account?
CIM does work with eChecks and should do what you need. See page 9 of the CIM manual for details of the createCustomerProfileRequest API call.