Catalina apache 2.4.41 http://localhost/~username The requested URL was not found on this server - apache2.4

Question

% whoami
tim.daley
% % apachectl -V
Server version: Apache/2.4.41 (Unix)
Server built: Oct 1 2019 10:31:38
Server's Module Magic Number: 20120211:88
Server loaded: APR 1.7.0, APR-UTIL 1.6.1
Compiled using: APR 1.7.0, APR-UTIL 1.6.1
Architecture: 64-bit
Server MPM: prefork
threaded: no
forked: yes (variable process count)
Server compiled with....
-D APR_HAS_SENDFILE
-D APR_HAS_MMAP
-D APR_HAVE_IPV6 (IPv4-mapped addresses enabled)
-D APR_USE_SYSVSEM_SERIALIZE
-D APR_USE_PTHREAD_SERIALIZE
-D SINGLE_LISTEN_UNSERIALIZED_ACCEPT
-D APR_HAS_OTHER_CHILD
-D AP_HAVE_RELIABLE_PIPED_LOGS
-D DYNAMIC_MODULE_LIMIT=256
-D HTTPD_ROOT="/usr/local/Cellar/httpd/2.4.41_1"
-D SUEXEC_BIN="/usr/local/opt/httpd/bin/suexec"
-D DEFAULT_PIDLOG="/usr/local/var/run/httpd/httpd.pid"
-D DEFAULT_SCOREBOARD="logs/apache_runtime_status"
-D DEFAULT_ERRORLOG="logs/error_log"
-D AP_TYPES_CONFIG_FILE="/usr/local/etc/httpd/mime.types"
-D SERVER_CONFIG_FILE="/usr/local/etc/httpd/httpd.conf"
% uname -a
Darwin Tims-MacBook-Pro-2.local 19.3.0 Darwin Kernel Version 19.3.0: Thu Jan 9 20:58:23 PST 2020; root:xnu-6153.81.5~1/RELEASE_X86_64 x86_64
/private/etc/apache2/httpd.conf: (with comments and blank lines removed)
ServerRoot "/usr"
<IfDefine SERVER_APP_HAS_DEFAULT_PORTS>
Listen 8080
</IfDefine>
<IfDefine !SERVER_APP_HAS_DEFAULT_PORTS>
Listen 80
</IfDefine>
LoadModule mpm_prefork_module libexec/apache2/mod_mpm_prefork.so
LoadModule authn_file_module libexec/apache2/mod_authn_file.so
LoadModule authn_core_module libexec/apache2/mod_authn_core.so
LoadModule authz_host_module libexec/apache2/mod_authz_host.so
LoadModule authz_groupfile_module libexec/apache2/mod_authz_groupfile.so
LoadModule authz_user_module libexec/apache2/mod_authz_user.so
LoadModule authz_core_module libexec/apache2/mod_authz_core.so
LoadModule access_compat_module libexec/apache2/mod_access_compat.so
LoadModule auth_basic_module libexec/apache2/mod_auth_basic.so
LoadModule reqtimeout_module libexec/apache2/mod_reqtimeout.so
LoadModule include_module libexec/apache2/mod_include.so
LoadModule filter_module libexec/apache2/mod_filter.so
LoadModule mime_module libexec/apache2/mod_mime.so
LoadModule log_config_module libexec/apache2/mod_log_config.so
LoadModule env_module libexec/apache2/mod_env.so
LoadModule headers_module libexec/apache2/mod_headers.so
LoadModule setenvif_module libexec/apache2/mod_setenvif.so
LoadModule version_module libexec/apache2/mod_version.so
LoadModule slotmem_shm_module libexec/apache2/mod_slotmem_shm.so
LoadModule unixd_module libexec/apache2/mod_unixd.so
LoadModule status_module libexec/apache2/mod_status.so
LoadModule autoindex_module libexec/apache2/mod_autoindex.so
<IfModule !mpm_prefork_module>
#LoadModule cgid_module libexec/apache2/mod_cgid.so
</IfModule>
<IfModule mpm_prefork_module>
LoadModule cgi_module libexec/apache2/mod_cgi.so
</IfModule>
LoadModule vhost_alias_module libexec/apache2/mod_vhost_alias.so
LoadModule negotiation_module libexec/apache2/mod_negotiation.so
LoadModule dir_module libexec/apache2/mod_dir.so
LoadModule userdir_module libexec/apache2/mod_userdir.so
LoadModule alias_module libexec/apache2/mod_alias.so
LoadModule rewrite_module libexec/apache2/mod_rewrite.so
LoadModule php7_module libexec/apache2/libphp7.so
LoadModule hfs_apple_module libexec/apache2/mod_hfs_apple.so
<IfModule unixd_module>
User _www
Group _www
</IfModule>
ServerAdmin you#example.com
ServerName Tims-MacBook-Pro-2.local:80
<Directory />
AllowOverride none
Require all denied
</Directory>
DocumentRoot "/Library/WebServer/Documents"
<Directory "/Library/WebServer/Documents">
Options FollowSymLinks Multiviews Indexes
MultiviewsMatch Any
AllowOverride None
Require all granted
</Directory>
<IfModule dir_module>
DirectoryIndex index.html
</IfModule>
<FilesMatch "^\.([Hh][Tt]|[Dd][Ss]_[Ss])">
Require all denied
</FilesMatch>
<Files "rsrc">
Require all denied
</Files>
<DirectoryMatch ".*\.\.namedfork">
Require all denied
</DirectoryMatch>
ErrorLog "/private/var/log/apache2/error_log"
LogLevel trace8
<IfModule log_config_module>
LogFormat "%h %l %u %t \"%r\" %>s %b \"%{Referer}i\" \"%{User-Agent}i\"" combined
LogFormat "%h %l %u %t \"%r\" %>s %b" common
<IfModule logio_module>
LogFormat "%h %l %u %t \"%r\" %>s %b \"%{Referer}i\" \"%{User-Agent}i\" %I %O" combinedio
</IfModule>
CustomLog "/private/var/log/apache2/access_log" common
</IfModule>
<IfModule alias_module>
ScriptAliasMatch ^/cgi-bin/((?!(?i:webobjects)).*$) "/Library/WebServer/CGI-Executables/$1"
</IfModule>
<IfModule cgid_module>
</IfModule>
<Directory "/Library/WebServer/CGI-Executables">
AllowOverride None
Options None
Require all granted
</Directory>
<IfModule headers_module>
RequestHeader unset Proxy early
</IfModule>
<IfModule mime_module>
TypesConfig /private/etc/apache2/mime.types
AddType application/x-compress .Z
AddType application/x-gzip .gz .tgz
</IfModule>
TraceEnable off
Include /private/etc/apache2/extra/httpd-mpm.conf
Include /private/etc/apache2/extra/httpd-autoindex.conf
Include /private/etc/apache2/extra/httpd-userdir.conf
Include /private/etc/apache2/extra/httpd-vhosts.conf
<IfModule proxy_html_module>
Include /private/etc/apache2/extra/proxy-html.conf
</IfModule>
<IfModule ssl_module>
SSLRandomSeed startup builtin
SSLRandomSeed connect builtin
</IfModule>
Include /private/etc/apache2/other/*.conf
/etc/apache2/users/tim.daley.conf:
<Directory "/Users/tim.daley/Sites/">
AddLanguage en .en
DirectoryIndex index.html index.php index index.html default.html default.htm
AllowOverride All
Options MultiViews Indexes SymLinksIfOwnerMatch IncludesNoExec
<Limit GET POST OPTIONS>
Require all granted
</Limit>
<LimitExcept GET POST OPTIONS>
Require all denied
</LimitExcept>
AddHandler cgi-script .cgi
AddHandler perl-script .pl
PerlHandler ModPerl::Registry
</Directory>
/private/etc/apache2/extra/httpd-userdir.conf:
UserDir Sites
Include /private/etc/apache2/users/*.conf
<IfModule bonjour_module>
RegisterUserSite customized-users
</IfModule>
/private/etc/apache2/extra/httpd-vhosts.conf:
<VirtualHost *:80>
ServerAdmin webmaster#dummy-host.example.com
DocumentRoot "/usr/docs/dummy-host.example.com"
ServerName dummy-host.example.com
ServerAlias www.dummy-host.example.com
ErrorLog "/private/var/log/apache2/dummy-host.example.com-error_log"
CustomLog "/private/var/log/apache2/dummy-host.example.com-access_log" common
</VirtualHost>
<VirtualHost *:80>
ServerAdmin webmaster#dummy-host2.example.com
DocumentRoot "/usr/docs/dummy-host2.example.com"
ServerName dummy-host2.example.com
ErrorLog "/private/var/log/apache2/dummy-host2.example.com-error_log"
CustomLog "/private/var/log/apache2/dummy-host2.example.com-access_log" common
</VirtualHost>
% ls -al Sites
total 32
drwxrwxrwx 7 tim.daley staff 224 Mar 5 12:07 .
drwxr-xr-x+ 202 tim.daley staff 6464 Mar 6 11:31 ..
-rwxr-xr-x 1 tim.daley staff 174 Mar 5 12:07 index.html
http://http://localhost/~tim.daley:
Not Found
The requested URL was not found on this server.
I've checked all kinds of articles such as https://tech-cookbook.com/2019/10/07/setting-up-your-local-server-on-macos-catalina-2019-mamp/, https://coolestguidesontheplanet.com/install-apache-mysql-php-on-macos-catalina-10-15, https://apple.stackexchange.com/questions/300081/apache-not-working-with-user-sites-folder-on-macos-10-13-high-sierra.
Can anyone suggest what I can do to get this working?