Search Bank/Credit card account with Yodlee - yodlee

When i search bank or credit card account by using with Yodlee API: /jsonsdk/SiteTraversal/searchSite
Is it possible to search string with starting match case? Because of when we search bank accounts, it's takes more time to get the response from Yodlee API. It's possible to get result less than 2-3 seconds?

Yodlee APIs are optimized and should not take this much time, which there might be the cases when you would be providing the very generic keyword in search like bank or credit or america etc. Instead, I would recommend you to provide some specific keywords like Wells Fargo, Bank of America etc, search should reflect the bank's name. Though search inputs can't be controlled as this is used to be entered by consumers. You can add some help text for your consumers saying please provide specific bank names; this will return you response quickly.

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Binance API transaction history

I am trying to display a users transaction history in binance, including fund deposits and withdrawals as well as buying and selling of different crypto's. Does anyone know which binance API endpoints I would use to do this? It seems quite complicated in comparison to other trading platforms.
Thanks
This is the link to the docs: https://binance-docs.github.io/apidocs/spot/en/#withdraw-history-supporting-network-user_data
I can see the Wallet endpoints "Withdraw" and "Deposit", but this won't cover crypto trading will it?, The account trade list call would be ideal, but it requires a symbol input which I'm not sure how I would obtain dynamically.
I would also like this endpoint to provide me with the data so I can get the avg buy price for a crypto
Currently this is not supported. See: https://dev.binance.vision/t/fetch-all-account-orders/279/3
This is the route you're looking for to get the user trade history. The big downside is that you have to specify the exchange symbol, you cannot get the history of the account with just one request:
https://binance-docs.github.io/apidocs/spot/en/#account-trade-list-user_data
Get your account information first. You can then extract non-zero balances from here to get symbols for transactions. You can then loop through each currency pair and get its transaction history. This seems to be the most optimistic way we can get right now
You can also try to use caching. For example, you can remember balance for a particular coin, and if it has not changed by the next launch, then it is likely (but not 100%) that no transactions were made with it
You can also connect to WebSocket, but this is still a terrible crutch and requires a DOS attack to get the necessary data
Please note that here the balances for Savings wallet have LD prefix added to their ticker. For example, BTC in the Savings wallet is labeled as LDBTC

Is there a Plaid data field comparable to the Simple Description from Yodlee?

I'm currently evaluating using Plaid or Yodlee for transaction aggregation (I'm using the Dev environments for both right now). I really prefer almost everything about Plaid, but I'm having trouble with transaction name/description. Yodlee has a data field called the "simple description":
From their docs: "The transaction description that appears at the FI site may not be self-explanatory, i.e., the source, purpose of the transaction may not be evident. Yodlee attempts to simplify and make the transaction meaningful to the consumer, and this simplified transaction description is provided in the simple description field."
I'm displaying the transaction name to my end-users and I'm looking for something more user friendly than the transaction name field which often returns strings like "Withdrawal Check Card MOE'S BROADWAY BAGE BOULDER CO Date 01/06/19 0 9006020339 0 5812 Card [XXXX]".
I'm sure I'm not the first plaid customer to have this need. How do Plaid reliant apps solve this problem?
Plaid doesn't offer a simple description field as far as I know, but they do clean up transaction names.
I've found that when a new pending transaction comes in, the name is messy like you mention (e.g. UBER *TRIP 5VVB2). But once the transaction is confirmed, Plaid normalizes it for common merchants (e.g. Uber). I don't know why Plaid doesn't offer this normalization for pending transactions, but I have brought it up with them before. Perhaps this is something that could change in the future?
A solution, albeit complicated, is to build a custom model that normalizes transaction names. That's what we are doing at Pluto Money to supplement Plaid's transaction data.
I received a direct response by email from Plaid Support:
Thanks for reaching out to us here on Plaid Support, I'm sorry about
our delay.
Our name​ field for each transaction represents our best effort to
balance detailed transaction information while providing a clean and
consistent API response. This behavior does vary across banks, both
due to bank behavior and our own integration quality. Generally at
larger banks our integrations do a better job at returning clean
transaction name​s with appropriate transaction detail but for some of
our smaller banks transaction name​s may be more "raw".
If you never want additional detail beyond the merchant/transaction
name in your app I would encourage you to implement some filtering on
Plaid's name​ field to make sure that no date- or account number-like
character strings pass through into your user facing stream.

Possible to get check number with Yodlee API?

The Yodlee API seems to return the following as a description of a check:
CHECK XXXXXXXXXX6789
What actually appears at the bank is something like:
CHECK 1234 123456789
Where 1234 is the check number. It seems like Yodlee is purposely obfuscating check number information, just curious if there is a way to get that which I am missing.
Yes, Yodlee do mask the numbers and show only last 4 digits. This is done for security reasons as the description may contain the account number of a user's account and hence the SDK returns only the last 4 digits.
There is a way to get the complete number but can be customized for a cobrand(SDK customer) and has to go through several approvals inside Yodlee and also with the client.
If you want to receive the complete number please log a service request through our YCC tool providing your cobrandID and other details and our customer support will look into it.
NOTE - If you have taken the SDKEE product then this can't be changed for you.

Accessing Mutual fund quotes

I have been looking for a while at how to retrieve financial quotes in c#, in this case, Canadian mutual funds.
It seems there are 2 main sources of information for this, Yahoo and Google! Also there seems to be 2 preferred methods, API and HTML scrapping. My preference would be for an API method, but I am open to any suggestion.
I have found the Yahoo api to be very nice to use, however although it works for stocks like "MSFT" it fails to retrieve the data for mutual funds like "RBCCANADIANI.TO". For some reason this symbol only works on the web site itself.
Google's API seems to requires to have a portfolio set up and login in order to retrieve quotes, I would prefer to avoid logins and use a completly opened api if possible.
HTML scraping introduce a totally new set of complications, asking the user to locate on an html page where the price is and such. Note that Google's html (http://www.google.com/finance?q=MUTF_CA:RBF556) returns the right page, but a look at the html source shows that the price is not in an easily identifiable tag (id not set!).
Has anybody tried similar things, I have the feeling I am missing something here :)
Many thanks
I am having success with the following YQL query:
select LastTradePriceOnly from yahoo.finance.quotes where symbol in ("F0CAN05NGC.TO")
This is for Royal Global Precious Metals fund.
Mutual funds have a LastTradePriceOnly field but no Bid field like stocks have. I got the symbol from the Symbol Lookup on the Yahoo finance page.
If you are looking for pricing data I would suggest a service like IQFeed. I have used them as a client for some time and they do have mutual fund data (although I don't use it). If you don't want to pay for it you will probably have to scrape it.

Account verification: Only 1 account per person

In my community, every user should only have one account.
So I need a solution to verify that the specific account is the only one the user owns. For the time being, I use email verification. But I don't really need the users' email adresses. I just try to prevent multiple accounts per person.
But this doesn't work, of course. People create temporary email addresses or they own several addresses, anyway. So they register using different email addresses and so they get more than one account - which is not allowed.
So I need a better solution than the (easy to circumvent) email verification. By the way, I do not want to use OpenID, Facebook Connect etc.
The requirements:
verification method must be accessible for all users
there should be no costs for the user (at least 1$)
the verification has to be safe (safer than the email approach)
the user should not be demanded to expose too much private details
...
Do you have ideas for good approaches? Thank you very much in advance!
Additional information:
My community is a browser game, namely a soccer manager game. The thing which makes multiple accounts attractive is that users can trade their players. So if you have two accounts, you can buy weak players for excessive prices which no "real" buyer would pay. So your "first account" gets huge amounts of money while the "second account" becomes poor. But you don't have to care: Just create another account to make the first one richer.
You should ask for something more unique than an email. But there is no way to be absolutly sure a player don't own two account.
The IP solution is not a solution, as people playing from a compagny/school/3G will have the same IP. Also, Changing IP is easy (reset the router, proxy, use your 3G vs wifi)
Some web site (job-offer, ...) ask you for an official ID number (ID, passport, social security, driver licence, visa (without the security number, so peolple will feel safe that you won't charge them), ...)
This solution got a few draw back:
minor don't always have an ID / visa
pepole don't like to give away this kind of info. (in fact, depending where you live: in spain for example, it is very common to ask for ID number)
people own more than one visa.
it is possible to generate valide ID/visa number.
Alternative way:
ask for a fee of 1$
to be allow to trade more than X players / spend more than X money.
people that pay the fee got some advantage : less ads, extra players, ...
paying a fee, will limitate creation of multiple account.
fee can be payed using taxed phone number (some compagny provide international system)
the payment medium could be use as an ID (visa number)
put some restriction in new account (like SO).
eg: "you have to play at least 1 hour before trading a player"
eg: "you have to play at least 3 hour before trading more than 3 players"
Use logic to detect multiple account
use cookie to detect multiple account
check last connection time of both player before a transaction. (if player A logout 1 minute before player B login : somethings is going on)
My recommandation :
Use a mix of all thoses methode, but keep the user experience fluide without "form to fill now to continue"
Very interesting question! The basic problem here is multi-part -
Opening an account is trivial (because creating new email IDs is trivial).
But the effect of opening an account in the game is NOT trivial. Opening a new account basically gives you a certain sum of money with which to buy players.
Transferring money to another account is trivial (by trading players).
Combining 1 & 2, you have the problem that new players have an unfair advantage (which they would not have in the real world). This is probably okay, as it drives new users to your site.
However adding 3 to the mix, you have the problem that new players are easily able to transfer their advantage to the old players. This allows old users to game the system, ruining fun for others.
The solution can be removing either 1,2,3.
Remove 1 - This is the part you are focusing on. As others have suggested, this is impossible to do with 100% accuracy. But there are ways that will be good enough, depending on how stringent your criterion for "good enough" is. I think the best compromise is to ask the user for their mobile phone numbers. It's effective and allows you to contact your users in one more way. Another way would be to make your service "invite only" - assuring that there is a well defined "trail" of invites that can uniquely identify users.
Remove 2 - No one has suggested this which is a bit surprising. Don't give new users a bunch of money just for signing up! Make them work for it, similar to raising seed capital in the real world. Does your soccer simulation have social aspects? How about only giving the users money once their "friend" count goes above a certain number (increasing the number of potential investors who will give them money)?
Remove 3 - Someone else has already posted the best solution for this. Adopt an SO like strategy where a new user has to play for 3 hours before they are allowed to transfer players. Or maybe add a "training" stage to your game which forces a new player to prove their worth by making enough money in a simulated environment before they are allowed to play with the real users.
Or any combination of the above! Combined with heuristics like matching IP addresses and looking for suspicious transactions, it is possible to make cheating on the game completely unviable.
Of course a final thing you need to keep in mind is that it is just a game. If someone goes to a lot of trouble just to gain a little bit of advantage in your simulation, they probably deserve to keep it. As long as everyone is having fun!
I know this is probably nothing you have expected, but...
My suggestion would be to discourage people from creating another account by offering some bonus values if they use the same account for a longer period, a kind of loyalty program. For some reason using a new account gives some advantages. Let's eliminate them. There are a lot of smart people here, so if you share more details on the advantages someone could come up with some idea. I am fully convinced this is on-topic on SO though.
We have implemented this by hiding the registration form. Our customers only see the login form where we use their mobile number as username and send the password by text message.
The backend systems match the mobile number to our master customer database which enforces that the mobile number is unique.
Here is an idea:
Store UUID in a cookie at clients. Each user login store the UUID from Cookie in relation to the account entity in the databse.
Do the same with the IP adresses instead of UUID.
After that write a program interface for your game masters that:
Show up different account names but same IP (within last x hours)
Show up different account names but same UUID (nevertheless how long ago)
Highlight datasets from the two point above where actions (like player transfers) happened which can be abused by using multiple accounts
I do not think you should solve that problem by preventing people having two or more accounts. This is not possible and ineffective. Make it easier to find that evil activities and (automatically temporarly) ban these people.
It's impossible to accomplish this with a program.
The closest you can do is to check the ip address. But it can change, and proxies exist.
Then you could get the computer MAC address, but a network card can be changed. And a computer too.
Then, there is one way to do this, but you need to see the people face to face. Hand them a piece of paper with a unique code. They can only subscribe if they have the code.
The most effective solution might be the use of keystroke biometrics. A person can be identified by the way the person writes a sentence.
This company provides a product which can be used to implement your requirements: http://www.psylock.com/en
I think 1 account per email address should be good enough for your needs. After all, account verification doesn't have to end right after signup.
You can publish the IP address of the computer each message was posted from to help your users detect when someone is using multiple accounts from the same computer, and you can use a ranking system to discourage people from using temporary accounts.
Do your game dynamics allow for you to require that both users be online for a trade to occur? If so, you can verify the IP addresses of both users involved in a trade, which would be the same unless the user was paying for multiple internet connections and accessing two accounts from separate machines.
Address the exact scenario that you're saying is a problem.
Keep track of the expected/fair trade value of players and prevent blatantly lope-sided trades, esp. for new accounts. Assume the vast majority of users in your system are non-cheaters.
You can also do things like trickle in funds/points for non-trading actions/automatically overtime, etc.
Have them enter their phone number and send a text message to it. Then, keep a unique of all the cell phone numbers. Most people have one cell phone, and aren't going to ask their friend to borrow it just to create a second account.
http://en.wikipedia.org/wiki/List_of_SMS_gateways
I would suggest an approach using two initiatives:
1) Don't allow brand new accounts to perform trades. Accounts must go through a waiting period and prove that the account is legitimate by performing some non-trade actions.
2) Publicize the fact that cheaters will be disqualified and punished. Periodically perform searches for accounts being used to dump bad players and investigate. Ban/disqualify cheaters and publicize the bans so that people know the rules are being enforced.
No method would be foolproof but the threat of punishment should minimize cheating.
actually you can use fingerprintjs to track every user, use js encrypt the fingerprint in browser and decrypt in server