I seem to be unable to enable Live credentials to accept direct credit card payments for Paypal REST API. Here is what I do:
Log into http://developer.paypal.com
Go to application tab and click on my application name
In the ACCEPT PAYMENTS section it shows:
Accept credit cards directly Enabled for test only How to enable live credentials?
I click on 'How to enable live credentials' link, which further opens up the following:
Important Live credentials are disabled for this feature. To enable
direct credit card processing, please provide addition information
about yourself and your business.
To meet regulatory requirements, we need to collect your business details. This may include:
U.S Business owner Social Security Number, date of birth, and other personal details.
U.S Business Tax ID (EIN, ITIN) and other business information.
Get started
I click on the 'Get Started' Link and am only taken back to the My APP section of the Application tab.
After step 4 I went to go about trying to find a direct link to how to get the process started and came up with the following:
Followed the the following instructions:
https://developer.paypal.com/webapps/developer/docs/classic/lifecycle/goingLive/
While I do now have API Signature Credentials including, API username, API password, and Signature, it still only shows that for "Accept credit cards directly" I am only "Enabled for test only"
I would greatly appreciate any advise or alternative solution to get this fixed.
Thanks!
Sev
If you have US Personal PayPal Account in Live , You will not be able to Direct Credit Card Payments in Live . This is currently a Limitation. You need to upgrade to Business Account with Mobile Payment Library or Website Payments PRO Account as mentioned below. There is no ALternative available at this time
https://developer.paypal.com/webapps/developer/docs/integration/direct/rest_api_payment_country_currency_support/
Direct Credit Card Payments
The PayPal REST API supports direct credit card payments, which are credit card payments without a separate web approval flow, in the following countries:
Canada*
United States
United Kingdom*
* Direct credit card payment outside the US requires a Website Payments Pro account (available in the UK and Canada):
Website Payments Pro (UK)
Website Payments Pro (Canada)
In supported countries, the PayPal REST API allows direct credit card payments that use the following currencies:
Currency Currency Code
United States dollar USD
Pound sterling GBP
Canadian dollar CAD
Euro EUR
Japanese yen JPY
Related
I have integrated paypal express checkout on my website. Currently with paypal account Pay as go and recurring/subscription payment both works as expected.
Now I am trying to integrate credit/debit card purchases for my website.
At first , in order to do that I have enabled "PayPal Account Optional" is "ON" in my PayPal account and set following on express checkout parameters SOLUTIONTYPE=Sole and LANDINGPAGE=Billing. After doing these steps
for only pay as go payment on paypal site "Check out as a guest" option showing but for recurring/subscription payment "Check out as a guest" is not showing.
Please kindly guide me on following:
What I have to do in express checkout functionality in order to enable paying through credit/debit card directly ?
Why paying through credit/debit is not showing for recurring/subscription payment ?
Whether it's possible or not to integrate credit/debit card functionality with express checkout?
Thank you in advance for your guidance.
When working with Express Checkout and Recurring Payments the user has to create an account or sign in. Guest checkout is not available with recurring payments.
To setup profiles with credit cards you'll need to sign up for PayPal Payments Pro. Pro itself costs $30/mo, and then you'll have to add Recurring Billing on top of that, which is another $30/mo.
Sometimes they'll negotiate with you on those monthly fees depending on the volume you'll be doing. You may want to give PayPal a call.
Once that's all activated on your account you'll just use CreateRecurringPaymentsProfile on its own, and you'll pass the CC details directly into that. So you'll be building the CC form on your site, which means you'll need an SSL to protect it, and you'll need to make sure you don't save any credit card details on your own server in the database, in log files, or anywhere.
I just wanted to know if I can use the REST API to do a direct payment with credit card with an Italian account. I couldn't find any information about.
Thanks
Currently REST API with the Credit card Payments is only available for US and UK merchants . You can check the link below for more information :
https://developer.paypal.com/webapps/developer/docs/integration/direct/rest_api_payment_country_currency_support/
So, Italian merchants can accept only the PayPal payments at this time.
I've always been super confused when it comes to mapping between PayPal's APIs (both "Classic" and the new REST APIs) and the actual PayPal business products (the account level ones seem to be Standard, Advanced, and Pro; there's also Payflow Link and Payflow Pro which acts as a gateway; and then Express Checkout which seems to straddle everything).
Specifically, do the "accept and store credit card" bits of the REST API require an Payments Advanced or Payments Pro account (the ones that require a monthly fee), or is any standard business PayPal account eligible to use them?
For anyone else running across this, it looks like a Payments Pro account is required.
Accepting credit card payments via Rest API's would need a pro account. Please let me know your contact information, if you're interested to have a pro account. One of our sales executives would reach out to you.
I'm looking for a way to automate a transfer from one credit card to another credit card or from one bank account to another bank account, without the end user having to login to something like paypal or amazon payments to complete the process (by transferring their on-line balance to their bank account).
This is extension to the earlier question.
API For Direct Deposit (ACH, EFT, Whatever)
Anybody solved this. Could you suggest the answer?
[EDIT]
I know that PCI compliant issues will be there to store credit card info in database. So I am checking for an API which saves saves the info and doing crediting and debiting credit card.
Is there any issue to store the bank info in database?
[new]
I saw that there is an api for that. echeck.net which uses ACH network and credit/debits a bank account.
Is it possible to store the bank info in authorize.net server through CIM API, and use them whenever website needs to collect money from consumer, through a script? and through script is it possible to credit the users bank account from website bank account?
I saw that there is an api for that.
echeck.net which uses ACH network and
credit/debits a bank account.
Is it possible to store the bank info
in authorize.net server through CIM
API, and use them whenever website
needs to collect money from consumer,
through a script? and through script
is it possible to credit the users
bank account from website bank
account?
CIM does work with eChecks and should do what you need. See page 9 of the CIM manual for details of the createCustomerProfileRequest API call.
I am developing a website that will allow customers to pay with credit cards. I live in Uruguay, so I can't apply for a normal merchant account like Authorize.net, Braintree, etc. So I can't use the functionality they have to store credit cards to make recurring charges.
Anyone known a credit card processor/gateway that offers this functionality that allows to store credit card info and access them (Not seeing the credit card info, just a token or an ID) via an API to charge them and that accept NON-US companies? I know 2checkout but they don't have recurring payments functionality :(
I have Googled for days without luck, and maybe someone have a good tip.
Thank you very much for your time!
All the best,
Andres Montalban
Well, you could use the paypal API, and instead of storing the users credit card, store their paypal ID, then just bill the paypal account with the API. Their paypal account will let them enter a credit card to back their transactions.
See here:
https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=developer/e_howto_api_ECRecurringPayments