I'm actually if anyone knows how to use Binance API to deposit USD with debit card transactions/ACH payment. Unable to find this on their documentation.
Card deposits are not supported by the Binance API.
One of the reasons might be security, as they might not be allowed (by a payment processing company or a bank for example) to accept card details from an outside system (over an API).
Related
We are from india and we do not have a credit card. The debit card we carry cannot make international transactions. What's the other way to make the payment of one time license fee of google developer console without two above cited options.Is there any alternative mode of payment.
We use DoExpressCheckoutPayment API function to do payment authorization. The DoExpressCheckoutPayment response has ReceiptID field, which is empty if the payment was funded from a Paypal account or is filled if the payment was by credit card. Is the ReceiptID field also filled if the payment was by debit card? If so, how can we distinguish a receipt is that is for credit card from a receipt that is for debit card? Or is there some other way to distinguish debit card payments? We get a lot of fraudulent transactions with stolen credit cards. Since credit card payments are likely fraudulent and debit card payments are likely good, we would like to have a way to know whether a payment was from credit card or debit card to help us decide whether to accept the transaction or not.
Thanks
No, PayPal does not tell you how one of their accountholders is funding a payment. That information will not be available to you.
If you will permit me to editorialize for a minute, though:
That's a Good Thing, because the reality is much more complex than debit vs. credi. You don't want to try to second-guess all of these possibilities. Payments might be partially funded from multiple sources; have conditional aka backup funding; use "cards" that are neither the debit nor credit networks you are familiar with (e.g. hybrids like China Union Pay, virtual debit cards backed by who-knows-what, ...); various bank draft networks/mechanisms; PayPal lines of credit; etc. In general, PayPal is doing a LOT of sophisticated things to detect fraud and they deliver very low fraud rates for accountholder payments.
Also: if you are processing an accountholder payment (rather than a direct credit card payment), PayPal's seller protection policies replace whatever protections (usually not much!) you would receive from card networks for Card Not Present transactions. These protections do not depend upon what funding the accountholder uses and may be very useful to you. I recommend you read the policies and determine if you can align your business so that most or all of your sales can qualify for these protections.
If your usage cannot be eligible for PayPal Seller Protections, though, then while PayPal still runs their fraud detection they have a pretty limited set of facilities for you to layer on added fraud detection of your own. They will give you a limited amount of information about the accountholder, but as I noted above this does NOT normally include the account's funding source(s).
I seem to be unable to enable Live credentials to accept direct credit card payments for Paypal REST API. Here is what I do:
Log into http://developer.paypal.com
Go to application tab and click on my application name
In the ACCEPT PAYMENTS section it shows:
Accept credit cards directly Enabled for test only How to enable live credentials?
I click on 'How to enable live credentials' link, which further opens up the following:
Important Live credentials are disabled for this feature. To enable
direct credit card processing, please provide addition information
about yourself and your business.
To meet regulatory requirements, we need to collect your business details. This may include:
U.S Business owner Social Security Number, date of birth, and other personal details.
U.S Business Tax ID (EIN, ITIN) and other business information.
Get started
I click on the 'Get Started' Link and am only taken back to the My APP section of the Application tab.
After step 4 I went to go about trying to find a direct link to how to get the process started and came up with the following:
Followed the the following instructions:
https://developer.paypal.com/webapps/developer/docs/classic/lifecycle/goingLive/
While I do now have API Signature Credentials including, API username, API password, and Signature, it still only shows that for "Accept credit cards directly" I am only "Enabled for test only"
I would greatly appreciate any advise or alternative solution to get this fixed.
Thanks!
Sev
If you have US Personal PayPal Account in Live , You will not be able to Direct Credit Card Payments in Live . This is currently a Limitation. You need to upgrade to Business Account with Mobile Payment Library or Website Payments PRO Account as mentioned below. There is no ALternative available at this time
https://developer.paypal.com/webapps/developer/docs/integration/direct/rest_api_payment_country_currency_support/
Direct Credit Card Payments
The PayPal REST API supports direct credit card payments, which are credit card payments without a separate web approval flow, in the following countries:
Canada*
United States
United Kingdom*
* Direct credit card payment outside the US requires a Website Payments Pro account (available in the UK and Canada):
Website Payments Pro (UK)
Website Payments Pro (Canada)
In supported countries, the PayPal REST API allows direct credit card payments that use the following currencies:
Currency Currency Code
United States dollar USD
Pound sterling GBP
Canadian dollar CAD
Euro EUR
Japanese yen JPY
I'm not sure this is the right place to ask but anyway:
I have an e-commerce platform that I want to monetize based on a percentage of revenue made (eg. a store that uses my platform has an order for $100, so I get 1% or $1, while they get $99).
Currently I offer paypal and credit card payments (via my merchant bank) to all stores on the platform (ie. all payments made, regardless of the store, are through the same paypal and merchant account). I then pay these stores per month which is ok for the moment because there are only a few stores using the platform.
Moving forward I want to automate this process and ideally have it operate in real time.
Paypal have an "Adaptive Payments" API that allows chained or parallel payments on a single transaction processed in real time. This means I can skim my 1% and pass the rest of the money along my customer in real time.
I was wondering if there is a similar real-time service for Credit Card processing*? If not, is there a bank/merchant that allow API payment access so I can automate payments per day or week? OR should I just transfer all money from my bank to paypal and use this to pay my customers?
*I realise you can process credit card payments through Paypal without having to sign up, but this is less than ideal. I want the credit card processing to happen on my page as at the moment I'm seeing about 70% of orders using this over paypal.
I was wondering if there is a similar real-time service for Credit Card processing?
No there isn't. True merchant accounts do not allow for split payments. Only one entity can receive a payment and it must be the business the merchant account has been set up for. Receiving the payment for someone else is called factoring and is against all of the major credit card issuers' rules. If a merchant account is found to be factoring it will be closed and the merchant who owns the account will be blacklist. This will prevent them from ever having a true merchant account again. Additionally, there is no way to send money with a merchant account other then issuing a refund for prior purchases.
If not, is there a bank/merchant that allow API payment access so I can automate payments per day or week? OR should I just transfer all money from my bank to paypal and use this to pay my customers?
Other then using adaptive payments, this is definitely the easiest and most straight forward way to accomplish this.
I am developing a website that will allow customers to pay with credit cards. I live in Uruguay, so I can't apply for a normal merchant account like Authorize.net, Braintree, etc. So I can't use the functionality they have to store credit cards to make recurring charges.
Anyone known a credit card processor/gateway that offers this functionality that allows to store credit card info and access them (Not seeing the credit card info, just a token or an ID) via an API to charge them and that accept NON-US companies? I know 2checkout but they don't have recurring payments functionality :(
I have Googled for days without luck, and maybe someone have a good tip.
Thank you very much for your time!
All the best,
Andres Montalban
Well, you could use the paypal API, and instead of storing the users credit card, store their paypal ID, then just bill the paypal account with the API. Their paypal account will let them enter a credit card to back their transactions.
See here:
https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=developer/e_howto_api_ECRecurringPayments